The one true credit score
But as this article points out, the credit scores that the three companies give you will be different, and the scores may also differ from the score a prospective lender gets when they pull your scores from these companies.
According to the article, the primary reasons for these differences are:
- Each company uses a different, though similar, scoring formula. So even with identical data, each company might give you a slightly different score.
- Your credit score changes as the reporting companies get new information on you.
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